Hmm, POI files created "in the Cloud" sounds like marketing speak to me (Snake Oil), great idea in principle but only time will tell if it works or results in useless data.
Look back at the wonderfull "MapShare" again a great idea in theory but due to poor implementation has resulted in something more akin to MapDownGrade Scheme. Even when set to "verified by TomTom" we have seen major roads in/ out of London and Newbury closed resulting in very strange behaviour from the Nav units. Local to me I get bizzare routes due to some idiot adding a roundabout (rotary) that resulted in a blocked main road. this fault is only on the UK&ROI map though, the Western_Europe map is still fine! Another example of so called verfiied map changes is the road between Elgin and RAF Lossiemouth in North Scotland, this stupid error results in a 16 mile trip rather than the 3 or 4 miles it should take. Whilst I fully accept that I have the ability to unblock roads on the map I still question how these errors are allowed through the system to end up on thousands of end users devices - Poor quality control is the answer, I see nothing new on this front so why should I have any trust in "Cloud created POI" files.
Next lets look at the Live services, server outages at peak times of demand. When do you really need a working HD Traffic system in the UK, its on a Friday afternoon, last time I tried it didn't work, the connection simply timed out, to re-start the connection required resetting the device which isn't easy pressing a button for 20 seconds, its also questionable as to whether such an operation is safe while driving.
One thing I can assure you of is that I welcome change when its for the good of the end user, the changes I listed earlier in this thread are all points where the device/ experiance offered are degraded when compared to earlier devices - I certainly don't consider this step as progress in any way shape or form.
As for my three steps of advice mentioned by dhn, there is also the fourth step offered by Andy, whilst rather radical, its something I can fully appreciate - Mike